Well, it’s almost that time of year again .. when the car insurance is due and we dig our hands deep in our pocket. I guess insurance is just one of those things, whether it’s car insurance, term life insurance or home insurance. The thing is, if you don’t have them, you’re bound to need them; but if you have them, then you never need them.
It’s almost like that expression about banks: they are institutions that are ready to lend you money when you don’t need it. I guess insurance falls into the same category.